The insurance regulator, IRDAI has changed the rules regarding ‘Pre Existing diseases’ for health insurance purposes in a circular dated 10th February 2020. This move will benefit many customers and will bring down the rate of rejection of claims of customers based on pre-existing diseases. The regulator wants to standardise the exclusions in health coverage …

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WHO has long reigned Human Immunodeficiency Virus or HIV as a “global epidemic.” As of 2018, 37.9 million people were living with HIV all over the world. Out of this, there were 2.1 million HIV patients in India. Yet, despite its increasing prevalence, insurance companies did not provide health insurance for HIV patients in India. This was …

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Be Alert – Risk of Air-borne Diseases in Delhi NCR (Solution- Health Insurance) With rising air pollution levels, especially post-Diwali, Delhi has seen an onslaught of air-borne diseases. Apart from the obvious threats to physical safety thick fogs of pollution cause, the entrance of particles into your body through respiration and other means causes further …

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Hypertension or high blood pressure is a chronic disease that is increasingly becoming more prominent in adults today. Its major cause is the fast-paced, stress-driven lifestyle people lead these days. What are these lifestyle causes? There are several areas of your life, which cause hypertension: – Your weight: Being overweight is a leading cause of …

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Remedial medicine and universal insurance have witnessed some exceptional advancement in a previous couple of decades. Of these successions, organ donation is one of the greatest and generally captivating innovations of all times. We are living in the hours of endless believable results, ones that were in the relatively recent past, subjects of mainstream sci-fi. …

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The Kidney is one of the most pertinent organs of the entire human physiology. It plays a paramount role in filtering out toxins and harmful fluids as well as maintaining fluid balance in the body. At the point when a solitary kidney or the pair neglects to play out this urgent usefulness in the body, …

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Individual Accident Insurance plans cover you if you are caught in an accident that might cause serious damage to the vehicle and people involved in the accident. Individual mishaps caused by rail/street/air, falling from a height, impact, fire, suffocation, and other such harmful occasions are covered under accidental insurance plan. These plans secure you against medical …

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With increasing medical costs, lifestyle diseases and stress, health insurance has become an expensive industry. It no longer remains the employee benefit or tax incentive it once was. Instead, it is now a necessity. However, the major downside to health insurance is the time taken for the claiming process takes. This discourages several buyers since they do not have …

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