What is Daily Hospital Cash Benefit in a Health Insurance Plan?

There are endless terms in health insurance, such as copayment, claim, TPA, hospital cash benefits, incurred claim ratio (ICR), claim settlement ratio (CSR), premium, sum insured, pre and post hospitalization, inpatient cover and more. Among them, the daily cash benefit in health insurance offers a fixed amount for each day during your hospitalization. The daily …

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Attention! Don’t Add Parents to Your Existing Health Insurance Cover

Health-Insurance-Cover

A healthy physical and mental body is likely to deteriorate when you grow old. So, it becomes important for you to take care of the emergency hospitalization of your parents during this age. One seamless way you can do this is by buying them health insurance while making your financial plan. A single-family floater health …

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Top 5 Health Insurance Plans and Their Benefits You can Avail In 2021

In this day and age when a deadly virus like coronavirus has adversely affected our health, having a health insurance plan is the necessity of the day. Health insurance not just protects you, but also your family. Irrespective of the fact whether it is an emergency case or not, adequate health insurance offers the best …

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Does GoDigit Health Insurance Cover Covid-19 and Vector-borne Diseases?

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Getting covered for coronavirus and vector-borne diseases are important. When it comes to the COVID-19 pandemic, a country like India is one of the worst-affected nations. Similarly, vector-borne diseases are accountable for 17% of all infectious diseases that lead to approximately 700,000 deaths every year globally. Also, India has witnessed several cases of malaria because …

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Is Home Treatment due to COVID-19 Covered Under a Health Insurance Policy?

The increasing number of coronavirus cases had led to an acute lack of hospital beds. Given that, health insurance companies stepped in to offer domiciliary hospitalization cover to policyholders. The shocking flow of patients during the ongoing pandemic prompted health insurers to shed some light on the importance of home treatment facilities under health insurance …

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Incurred Claim Ratio vs. Claim Settlement Ratio: Know Their Differences

Incurred Claim Ratio (ICR) and Claim Settlement Ratio (CSR) are two among the most important terms when it comes to a health insurance policy. You may have come across these terms while searching for a health insurance plan. As a layman, you might be unable to find differences between them. But ICR and CSR are …

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Precautionary Measures after Taking Both Doses of COVID-19 Vaccine

After such a long stressful encounter with the coronavirus pandemic, we are finally getting vaccines and relieved. COVID-19 vaccine is important as it protects against the deadly coronavirus. All those vaccines available in India are carefully clinical trials – a phase of research that focuses on the safety of a drug. When a person gets …

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Protect Yourself Against These 5 Deadliest Infectious Diseases In 2021

COVID-19 outbreak has adversely affected all segments of our society. This deadly infection is a threat to you and your family. However, do you know there are many other dreadful diseases that you need to be aware of to protect yourself? Yes, diseases like Tuberculosis (TB), Malaria, Dengue and Severe Acute Respiratory Syndrome (SARs) are …

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