Travel insurance plans are insurance offers that give policyholders financial compensation if anything goes wrong on the trip. These insurance plans protect you against a range of medical non-medical needs that can cost a lot, especially when travelling abroad. Some of these benefits include:
- Medical covers
- Baggage covers
- Covid-19 covers
- Journey covers
- Add ons and optional covers
Different insurance companies provide various variations and sets of benefits. Some of the best travel insurances in India that provide the most benefits are:
Bajaj Allianz Travel Insurance
Bajaj Allianz’s travel insurance policy can only be availed for those in the age range of 6 months to 70 years old. In light of the pandemic, they have one of the most critical policy benefits – overseas Covid-19 – making it one of the best health insurances for international travel. Alongside this, it also comes with cashless hospitalisation and covers for baggage or passport loss.
Care Travel Insurance
Care’s travel insurance has a simple criterion of wanting those to be secured through the policy to be over one day old. Their set of benefits is slightly niche and must be availed of based on your itinerary for the trip. It includes a cover for adventure sports, emergency hospitalisation and offers an upgrade to business class.
Aditya Birla Travel Insurance
Aditya Birla travel insurance plans do not have any eligibility ages and can be availed by anyone. One of the most concerning things that can happen on a trip is the loss of your passport. To secure you from that, this policy has a passport cover. In addition to this, they provide medical expense covers and automatic policy extensions.
Future Generali Travel Insurance
This policy offer is only for those in the age range of 6 months to 80 years old. It helps you cover some essential things when travelling, such as medical expenses, personal accident costs, and baggage delays or loss.
Bharti AXA Travel Insurance
Bharti AXA has an eligibility criterion of 3 months to 85 years old for who they can secure with their travel insurance plans. They comprise fairly basic benefits; however, these are integral when travelling. They include an emergency financial assistance feature, medical coverage, and baggage insurance.
IIFCO Tokio Travel Insurance
IIFCO Tokio does not have any age bound criterion on their eligibility, making it fit anyone. They provide some essential policy covers that one must have during travel. These include – coverage of overseas medical expenses, trip cancellation, and a daily hospital allowance.
When you are spending your hard-earned money on travelling and to have a good experience, it is vital to invest in your safety. Many mishaps can occur when you are in an unknown territory, and having availed one of the best health insurance for international travel or domestic provides a safety net. Avail of a plan based on your travel frequency, destination, and duration. There are many insurance policies out there, so choose wisely based on your and your families needs!