Best Health Insurance Companies You can Choose in 2022 to Buy Health Insurance

Health is something you must not compromise with. Especially in these unprecedented times when numerous health risks lurk all around us. To ensure you and your family are protected, you must avail yourself of the best health insurance plans out there.

The following are some of them:

HDFC Ergo

HDFC Ergo has an array of health insurance policies under it.

  • It has a claim to settlement ratio of 86.52%
  • They have sold over 10,66,395 policies
  • They have over 10,000 network hospitals around the country
  • They allow lifetime renewability of their policies
  • Include Covid-19 related health insurance policies

Its best health policies include Optima Secure with a maximum sum insured of 2 crores and Optima Restore.

Aditya Birla Capital

Aditya Birla Capital is a very well-established health insurance company that has been around for years. Some of the reasons it is as trusted by customers as it is essential:

  • It has a claim to settlement ratio of 70.8%
  • They have sold over 1,86,244 policies
  • They have over 6,000 network hospitals around the country
  • They allow lifetime renewability of their policies
  • They include Covid-19 related health insurance covers

Their best health insurance policies include the Activ Assure Diamond, Global Health Secure, and Corona Kavach policy. All of them cater to different needs based on their benefits.

Bharti AXA

Bharti AXA is a tried-and-true customer favourite due to its excellent results and features that include –

  • A claim to settlement ratio of 76.01%
  • They have sold over 21,829 policies
  • They have over 4,500 network hospitals around the country
  • They allow lifetime renewability of their policies
  • Include Covid-19 related health insurance policies

Some of its most popular health plans include the Corona Kavach Policy, Aarogya Sanjeevani Policy, and Smart Health Insurance Plan, as they come with varied benefits for their policyholders.

Care Health 

Care Health Care Health Insurance has steadily become one of India’s essential best health insurance companies. This is due to the stellar statistics that make it stand out. They include: 

  • It has a claim to settlement ratio of 95.47% and in house claim to settlement ratio of 100%
  • They have sold over 6,91,739 policies
  • They have over 8,250 network hospitals around the country
  • They allow lifetime renewability of their policies
  • Include Covid-19 related health insurance policies

They have good insurance plans for everyone. Their most sought-after policies include Care Senior, Care Heart, and Care Freedom plans.

Edelweiss 

Edelweiss is a well-known health insurance company with some very good insurance plans that cater to multiple demographics. Some of its key features as a company include –

  • It has a claim to settlement ratio of 85.57%, and they also have in house claim settlements.
  • They have sold over 10,449 policies.
  • They have over 2,578 network hospitals around the country
  • They allow lifetime renewability of their policies
  • Include Covid-19 related health insurance policies

Edelweiss’s most popular policies are the Aarogya Sanjeevani Policy, Corona Kavach, and Corona Rakshak policies.

To get the best health insurance policies, it is important to avail of it through a trusted health insurance company. Contact an insurance expert to understand which insurance company fully caters to all your needs to secure you and your family.

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