With the onset of Covid-19 in 2020, we have been living in unprecedented times where our health is at constant risk of contracting a disease. Therefore, now more than ever, health insurance has become an integral part of having a future in which we thrive. To help you understand which policies are the best, we have curated a list of health insurance companies in India that provide the best services.
Care Health
Insurances offered by Care Health have seen recent and steady growth. It has managed to gain a 93% claim to settlement ratio, which explains why it is endorsed by name brands such as Fortis. Some of its benefits are:
- There is a wide variety of plans – from family floaters to critical illness plans
- They offer plans for those with pre-existing ailments
- You can get instant cashless approval within 2 hours
Such unique benefits are what makes their health plans highly sought after.
Aditya Birla
Aditya Birla is a well-known insurance company that provides services all around South Asia, South East Asia, and the Middle East. What makes it one of the top 5 health insurance companies in India in 2022 is its benefits, which include:
- Cashless treatment offered in around 650 cities in India
- Has added advantage of availing Ayush Treatment Cover
- Gives policyholders access to gyms, fitness and wellness centres, etc.
These are just a few of the many benefits offered by Aditya Birla that makes it a good contender when picking health policies.
Bajaj Allianz
Bajaj Allianz has made a name for itself over several years. This explains why it ranks at one of the top positions in the list of health insurance companies in India. The reason behind their success can be seen through the benefits they offer, which include:
- Cashless claims and treatment is offered at approximately 6500 hospitals nationwide
- Offers plans for those with critical and pre-existing illnesses
- They offer global plans for coverage internationally
These unique advantages offered by Bajaj Allianz is what makes their policy stand out.
Bharti AXA
Bharti AXA is an up and coming health insurance company. Its smooth claim process and good customer service are what makes it part of the top 5 insurance companies in India in 2022. Some of its benefits include:
- Most of their plans have lifetime renewability
- You can avail cashless treatment at around 4500 locations
- Policyholders can avail of a tax benefit under Section 80D
These benefits helped Bharti AXA rise to one of the top health insurance companies.
Cholamandalam Health Insurance
Cholamandalam has made a mark on this industry and has branches all over India. The following are some of the benefits that have enabled their consistent growth over the years.
- Offers annual health check-up facilities
- Have special coverage plans for critical illnesses
- Have around 136 branches all over India
These benefits put into perspective why Cholamandalam has gained recognition over the years.
Take inspiration from this list of health insurance companies in India and start your research now! To clear any doubts, contact an insurance expert so you can make a sound financial decision.