Coronavirus has taken over the world and is causing various life and health-related issues. The newly found variant of the novel coronavirus, Omicron, is also categorized as hazardous by the World Health Organisation (WHO). The variant has more than 50 mutations and can be more life-threatening than other variants of Covid-19.
Symptoms of Omicron Variant
The symptoms of the omicron variant are listed below-
- Sore Throat
- Dry Cough
- A slight body temperature rise
- No loss of smell or taste
- Severe Tiredness
- No drop in oxygen saturation level
- Minor pain in the muscles
Safety Precautions to Protect Yourself from Omicron
The corona strike has not settled, and all the safety precautions must be followed to keep yourself and your family safe. Below are the safety precaution measures to safeguard from the new deadly omicron variant.
- Wearing a mask while moving out of the house is a must
- In public places, try and maintain social distancing
- Frequently wash your hands with soap for 20 seconds, and always carry a sanitizer along with you
- Make sure there is ventilation in the rooms/places you share
- Take a covid-19 shot at your earliest if you have not yet taken
- Prevent touching your mouth, eye, and nose with hands
All the precautions must be taken to avoid exposure to the deadly variant. Keep your family safe by ensuring their vaccination and visit a health specialist if you notice any of the symptoms mentioned above.
Insurance Policies Against Omicron Variant
Ever since the coronavirus spread in the country, medical facilities have grown repeatedly. Therefore, buying health insurance by paying a premium becomes a crucial step to take.
There are two health insurance policies specially formulated by the IRDAI to shield you from the havoc of Covid-19.
Corona Kavach Policy
Corona Kavach Policy is a short term corona health insurance policy. Generally, the health insurance policies pay for your hospitalisation charges if it has been more than 24 hours; however, this policy covers your expenses of hospitalisation due to coronavirus for any period up to 14 days. If a situation of lack of bed arises, then under the policy, the expenses for home treatment will also be paid by the insurer. Individuals aged 18-65 years are eligible for an insured sum of R. 50,000 to 50 lakhs. The policy covers expenses of consumable medicines, oxygen cylinders, instruments bought, hospitalisation bills or medical staff charges if treated at home.
Corona Rakshak Policy
Corona Rakshak Policy is a coronavirus health insurance policy that can be 3.5, 6.5, or 9.5 months long. The policy provides coverage once the insured is diagnosed positive and has been hospitalised for at least 3 days. The sum insured can be anywhere between 50,000 to 2.5 lakhs; the age limit is 18-65 years. The policy will cover all the charges involved in hospitalising the insured, and the claim will be settled through cashless mode.
Conclusion
The insurance policy will help you in times of medical emergency by paying for all your bills and charges. It will provide you with assistance in unforeseen circumstances so that you don’t suffer financially. You can contact customer care service or an insurance expert for more information on COVID -19 specific policies and their terms and conditions.